Terms & Conditions

Regulatory Status Notice

Sage Lending LLC is a commercial finance provider. We do not provide consumer loans or services, and our products are exclusively available to incorporated businesses, trusts, and qualified commercial entities. Our financing solutions are not structured or intended to qualify as traditional insurance premium financing under applicable state laws.

Non-Premium Finance Classification
The funding extended under our loan agreements is not subject to premium finance licensing requirements as defined by state insurance codes. Sage Lending does not collect principal repayment except in contingent scenarios and does not structure amortized repayment schedules. All loans are subject to approval and executed under independently reviewed commercial loan documentation.

Contingent Repayment Structure
Sage Lending advances funds under interest-only structures, with repayment of principal subject to specific contingent events (e.g., claims or policy usage). Clients are advised to consult their legal counsel to fully understand the non-traditional nature of these arrangements.

No Consumer Lending
Sage Lending does not lend to consumers, sole proprietors, or entities purchasing personal or residential insurance products. Our services are strictly limited to commercial entities, brokers, and qualified professional organizations.