
Risk Transfer
Sage Risk Transfer offers non-traditional solutions for middle-market enterprises and specialty sectors. Our team provides access to alternative markets, excess and surplus lines, and customized financing structures to help clients manage risk with precision.
Your Advantage in Complex Markets
Markets evolve. Risks shift. What doesn’t change is our commitment to helping clients navigate with confidence. We provide the clarity, structure, and expertise you need to compete and grow in today’s financial environment.
Strategic Insight
Continuous Support
Flexible Structures
Global Perspective
Excess & Surplus Market
Sage Risk Transfer provides access to specialized programs that support risks too costly or unavailable in traditional insurance markets. Through both domestic and international operations, we connect clients to efficient, cost-effective solutions that address emerging exposures.
With decades of underwriting experience and significant premium volume financed, Sage is a trusted resource for firms navigating the excess and surplus market.
Solving Non-Traditional Risk Challenges
Insurance underwriting requires capital — and Sage excels at aligning capital with non-traditional structures. Our team designs financing programs tailored to unique risk profiles, including:
Premium financing for excess risk
Capital placement for captive arrangements
Group funding requirements
New program development and funding
By combining creativity with discipline, Sage helps clients secure funding where traditional markets fall short, ensuring resilience in an evolving risk environment.
Reinsurance Solutions
At Sage Lending, we recognize that insured risk can itself be insured. We maintain strong relationships with risk-bearing entities and support clients on both sides of reinsurance and retrocession arrangements.
Through risk diversification, we enable capital to be deployed more strategically and efficiently. Whether your firm is seeking to cede or assume risk, Sage is ready to provide tailored solutions that strengthen protection and broaden opportunity.
Phone
(480) 691-2123
Address
18521 E Queen Creek Rd., Ste 105 #214 Queen Creek, AZ 85142
Sage Lending has delivered creative solutions across the financial services marketplace, with a focus on capital markets for alternative risks. If your firm is seeking a tailored financing arrangement outside the traditional model, Sage can provide the structure and expertise.
Learn More
Sage Capital delivers the funding needed to support non-traditional financial transactions. From alternative risk transfer financing to counterparty credit facilities, we deploy capital with speed, discipline, and flexibility.
Learn More

Let’s build smarter financial strategies together.
From alternative risk transfer to global financial structuring, Sage Lending provides the insight and expertise your business needs to thrive.